MyChecksAI

Tenant and guarantor referencing

Let with the evidence in front of you.

You shouldn't need to chase an applicant's payslips or a former landlord's reply. We handle the follow-up, then email you one clear report. The letting decision stays yours.

£29 including VAT
per tenant or guarantor

  • No account or subscription
  • Card payment, report by email
MyChecksAI sample tenant report, showing applicant details, the Proceed recommendation and all six check results.
Your example tenant report, with fictional applicant details.

Evidence, not a score to argue with. Every line says what was checked, who answered and what is still missing.

Short answer

What is MyChecksAI?

MyChecksAI is a done-for-you tenant referencing service for UK landlords and letting agents. One complete reference costs £29 including VAT per tenant or guarantor, with no account or subscription. We check identity and Right to Rent evidence, screen for AML, PEPs, sanctions and insolvency, verify income, contact the employer and previous landlord, and email you one final report with a recommendation.

The problem with referencing

Most of the work is waiting for someone else.

A referencing file stalls on small things: a referee who hasn't opened an email, an applicant unsure what to upload, a gap nobody noticed until viewing day. MyChecksAI treats that follow-up as the job, not an afterthought.

Usually

  • You email the applicant for documents
  • You ring a former landlord twice
  • You wonder if the employer got it
  • You assemble a file by hand

With MyChecksAI

  • Applicants guided through their own steps
  • Referees contacted and followed up
  • Gaps flagged in the report
  • One report arrives in your inbox
A relaxed landlord using a laptop on a sofa

Made for people who sign the tenancy

Not another dashboard to learn.

Order from a single page, pay by card and wait for the email. There's no account to open and no subscription to remember to cancel. If you do have an existing login, it is there for you.

Log in to an existing account

What we check

A clearer picture of who's moving in.

From identity and screening to income and references, your tenant report brings the evidence together. Referencing a guarantor? Choose tenant or guarantor on the order form.

01

Identity and liveness

Applicant proves who they are through secure document, liveness and identity checks.

02

Right to Rent evidence

Evidence gathered so you can keep your own record.

03

AML, PEPs and sanctions

Anti-money laundering, politically exposed persons and sanctions screening.

04

Bankruptcy and insolvency

Searches that surface financial distress you would otherwise miss.

05

Former landlord reference

We contact them, follow up, and report what they say or that they didn't.

06

Employment and income

Employer reference and income evidence, with payslips or bank statements reviewed securely where needed.

Guarantors

Guarantor references cost £29 including VAT per guarantor—the same price as a tenant reference. Simply choose tenant or guarantor on the order form.

Order a guarantor reference

How it runs

Four steps. You only do the first.

  1. You order

    Use the order page and pay by card.

  2. Applicant is guided

    Through a secure link, step by step.

  3. Referees are chased

    Former landlord and employer contacted and followed up.

  4. You get the report

    Emailed when it's done. You make the call.

For the applicant

What your applicant sees on their phone.

Applicants follow a guided journey on their own phone, one step at a time. Your report brings together their information, the checks and any missing evidence.

  • Secure linksEmail and SMS guide applicants to the secure journey. ID documents and bank details stay out of chat.
  • A guided identity journeyIdentity, liveness, proof of address, questionnaire and phone verification are completed in one hosted flow. Explore the example screens to see how it works.
  • Income evidence where neededPayslips or bank statements can be uploaded securely for manual review.

Completion depends on the applicant. Anything left undone is shown plainly in your report.

Interactive example

Preview only. Nothing is verified, uploaded or collected.

Scroll to explore the tenant journeyExample screens · Skip to pricing

Verification for
your letting agent

Complete these steps to verify your identity

ID verification, face verification, proof of address, questionnaire and phone verification

Verify your identity

Pick your country, then the option you already have to hand.

Country of document

United Kingdom

Scan your document

Only used for identity verification

Prepare your document

Country

United Kingdom

Document type

Passport

Front of your document

Sample document
  • Good light
  • Everything readable
  • No glare

Prepare for camera

Next, a quick selfie to match you to your document.

  • Find good light
  • Keep your face uncovered
  • Remove glasses
Illustrative portrait for the selfie preview

Take a selfie

Centre your face in the oval.

Realistic fictional person centred in the selfie capture preview

Proof of Address

Country

United Kingdom

Choose a document

Must be dated within the last 3 months.

Upload Document

Add your proof of address.

Dated within the last 3 months.

Personal Details

Email address *

email@example.com

Mobile number *

 

Current residential address *

Short answer

Which best describes your current situation? *

Full-time employed
Part-time employed

Enter your phone number

We will send a code to confirm it is you.

Phone number

+44 7700 900123

Enter verification code

Example boxes only, nothing is typed or sent.

You have been verified

Example outcome only. No real verification took place.

Continue
Secured by MyChecksAI
Choose a screen

Use the phone controls or choose a screen below. You can also use the arrow keys when a screen option is focused.

Identity
Selfie
Address and details
Phone

Illustrative preview of the applicant verification journey. Fake document shapes and an illustrated silhouette only.

The report

This is what lands in your inbox.

Check outcomes, supporting findings and a clear recommendation, together in one report. Missing evidence is recorded when it applies; the final letting decision stays with you.

Example tenant report with fictional data, shown exactly as a sample.

myChecksAI
Red Algorithms Ltd · Company number: 17152098 · Registered in England & Wales
Report Reference MCA-2401 · Issued today · Confidential
Example report

Comprehensive Tenant Reference Report

Final tenant reference record for Sarah Thompson, including identity, Right to Rent, references, income, affordability, and insolvency checks.
Verification report
Applicant: Sarah Thompson
Applicant details
Name: Sarah Thompson
Date of birth: 12 May 1991
Property: 42 Park Lane
Check requested by
Example Landlord
Report date: Today
Rent: £1,200 pcm
Report Summary
✓
Identity outcome
Verified
✓
Tenancy recommendation
Proceed
✓
Right to Rent
Met
Report details

Identity

Identity is confirmed using authentic identity documents and liveness checks.

✓Verified
Assurance level: High confidence
Procedure: Document and liveness check

Right to Rent

Checks made against the applicant identity profile and applicable Right to Rent scheme evidence.

✓Requirements met · Evidence recorded
Source: Applicant evidence
Check date: Today

Employer reference

Employment verification records role, tenure and income information where confirmed by the employer.

✓Employment confirmed
Employer: Example Design Studio Ltd
Salary confirmed: Yes

Former landlord reference

Previous landlord or property manager feedback is shown for the landlord decision pack.

✓Reference received
Rent paid on time: Yes
Left with arrears: No
Would recommend: Yes

Income verification

Income verification records the supporting payslips or bank statements reviewed for the report.

✓Complete
Average monthly income: £3,840
Months analysed: 3
Affordability: 3.2x rent

Insolvency register search

The final report records the applicant insolvency register search result for the landlord file.

✓No matches found
This result is retained with the applicant report for landlord records.
MyChecksAI · Confidential tenant referencing report preview. Produced for the requesting landlord or letting agent.
Report MCA-2401

Price

£29

total, including VAT, per tenant or guarantor

  • No account or subscription
  • Pay by card on the order page
  • Applicant and referee follow-up handled
  • Final report emailed to you

Questions

Things careful landlords ask.

What does the £29 reference include?

£29 including VAT covers one tenant or guarantor reference. For a tenant, we gather identity, liveness, screening, applicable Right to Rent evidence, income evidence and relevant employer or former landlord references. A guarantor suitability reference uses the checks relevant to the guarantor, including identity, liveness, screening and affordability evidence. We then email you one clear report.

Do you make the decision on the tenant?

No. MyChecksAI gathers and presents the evidence; the landlord or agent makes the letting decision.

What if the applicant does not complete the checks?

We may send secure follow-up reminders where available, but completion depends on the applicant. The report shows what is complete and what remains outstanding; no fixed turnaround is promised.

What if an employer or former landlord does not reply?

MyChecksAI follows up using the available contact details and records non-response or an inconclusive reference clearly in the report.

How does the applicant complete identity and screening checks?

They use a secure link sent by email or SMS to complete the hosted identity, liveness, address, questionnaire and phone-verification steps.

How is income evidence checked?

Where supporting evidence is needed, the applicant uploads payslips or bank statements for manual review. The report records what was provided and reviewed.

Can you reference guarantors?

Yes. Tenant and guarantor references cost £29 including VAT per person, with the workflow tailored to the person being referenced.

Do I need an account or subscription?

No. A buyer can order and pay by card, then receive the report by email.

Fewer chasing emails. A file you can stand behind.